Explore mortgage options with First Florida Home Mortgage, Inc
Your premier mortgage lender located in Naples, . Our highly experienced loan officers take pride in finding each of our customers the most competitive rate available for their home financing needs.
Your top mortgage questions, answered
Common types include conventional loans, FHA loans, VA loans, USDA loans, fixed-rate mortgages, and adjustable-rate mortgages. Each type has its own eligibility requirements, benefits, and drawbacks.
A fixed-rate mortgage has a constant interest rate throughout the loan term, leading to predictable monthly payments. An adjustable-rate mortgage (ARM) has an interest rate that can change periodically, causing fluctuations in monthly payments.
Pre-qualification provides an estimate of how much you might be able to borrow based on the information you provide. Pre-approval involves a more thorough review of your financial situation and credit history, resulting in a conditional commitment from a lender.
While it may be more challenging to qualify for a mortgage loan with bad credit, there are still options available. Government-backed loans like FHA loans may have more flexible credit requirements, and some lenders specialize in working with borrowers with less-than-perfect credit.
What our clients are saying
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I was in search of a mortgage company that would assist in the refinance of a home I had just purchased in Naples. When I first contacted David Wellman after... read more
Rick K.
Dealing with David Wellman was a pleasure. He made the process of getting a mortgage very smooth. I would recommend David to anybody as he is personable and professional!
Shari M.
David was so great to work with. Very personable but also professional. He had a lot of great recommendations and helped us out so much with our mortgage.
alyssia d.
Dave’s service was excellent! Every time I needed something I could contact him. I didn’t have to leave a message or talk to somebody else.
Scot O.
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I was extremely fortune and was recommend Melissa Cox a few days before my original closing date. The original lender I was working with was not knowledgeable, could not provide... read more
Logan Z.
We had an outstanding experience working with David as our mortgage loan officer. From start to finish, he was knowledgeable, responsive, and incredibly patient in answering all of our questions.... read more
Megan P.
Great service! When in need of refinancing or a new home mortgage this is your guy! Best rates and no issues. David makes it super easy and smooth. Thanks David!
Justin F.
David works hard to understand your needs so he can find the best loan product for your needs and I greatly appreciated his efforts.
Mark S.
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David Wellman was the lender for one of my buyers, whose financing needed extra care and a bridge loan. David worked hard to find a path forward, kept us informed,... read more
Tracy J.
David Wellman is an excellent mortgage broker! Extremely knowledgable with super quick response time. Makes the process easier and go smoothly. David seems to have endless resources to... read more
Melissa D.
I WANT TO START OFF BY SAYING DAVID IS A MAGICIAN. HE SURE DOES HAVE A MAGIC WAND. HE IS A VERY COMPASSIONATE PERSON. HE IS VERY CARING... read more
Gina F.
David is, by far, the best! He listens, explains your options and creates the best path for you to finance your home. I will never use anyone else.
Terry W.
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I have had the pleasure of working with David Wellman both professionally and personally, and I can confidently say he is one of the best mortgage lenders I have ever... read more
Mike B.
Fist florida home Mortgage (David)has been our go-to mortgage lender for almost a decade. He is highly professional, diligent, knowledgeable, experienced, and ethical.
Rosa N.
David had great communication throughout the process - he explained everything very clearly and thoroughly. Highly recommended.
Rich B.
If you are in the market for a mortgage, I highly recommend David. Incredibly knowledgeable and professional. Always available 24/7. Walked me through the process from A to Z.... read more
Harris H.
